Terms of Service
Effective Date: January 1, 2024
1. Acceptance of Terms
By accessing or using the Fiduciary Hunter website and services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.
2. Description of Services
Fiduciary Hunter provides a platform that connects individuals seeking financial advice with qualified fiduciary advisors. We facilitate introductions but do not provide financial advice directly. The relationship between you and any fiduciary advisor is independent of our Services.
3. User Eligibility
To use our Services, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into binding agreements
- Provide accurate and complete information when using our Services
- Be a resident of the United States
4. User Responsibilities
You agree to:
- Provide accurate, current, and complete information
- Maintain the confidentiality of any account credentials
- Use the Services only for lawful purposes
- Not misrepresent your identity or affiliation
- Not interfere with or disrupt the Services
- Not attempt to gain unauthorized access to any portion of the Services
5. Advisor Matching Services
When you submit information through our platform:
- We will share your information with selected fiduciary advisors
- Advisors may contact you directly regarding their services
- You are under no obligation to engage any advisor
- We do not guarantee any specific results or outcomes
Important: We do not endorse or guarantee the services of any advisor. You should conduct your own due diligence before engaging any financial advisor.
6. Intellectual Property
All content, features, and functionality of our Services, including but not limited to text, graphics, logos, and software, are the exclusive property of Fiduciary Hunter or its licensors and are protected by intellectual property laws.
7. Disclaimers
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Merchantability, fitness for a particular purpose, or non-infringement
- Accuracy, reliability, or completeness of the Services
- Uninterrupted or error-free operation
- Results obtained from use of the Services
Financial Disclaimer: We are not a registered investment advisor, broker-dealer, or financial planner. We do not provide investment advice, financial advice, trading advice, or tax advice.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIDUCIARY HUNTER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of profits, data, or goodwill
- Service interruptions or errors
- Actions or inactions of advisors
- Investment losses or financial damages
Our total liability shall not exceed $100 or the amount paid by you to us in the past twelve months, whichever is greater.
9. Indemnification
You agree to indemnify, defend, and hold harmless Fiduciary Hunter, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:
- Your use of the Services
- Your violation of these Terms
- Your violation of any third-party rights
- Any inaccurate or fraudulent information you provide
10. Privacy
Your use of our Services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices regarding your personal information.
11. Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website with an updated effective date. Your continued use of the Services after such modifications constitutes acceptance of the updated Terms.
12. Termination
We reserve the right to terminate or suspend your access to our Services at any time, without notice, for any reason, including but not limited to violation of these Terms. Upon termination, all provisions of these Terms which by their nature should survive termination shall survive.
13. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in Delaware, and judgment on the arbitration award may be entered in any court having jurisdiction.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Fiduciary Hunter regarding the use of our Services and supersede all prior agreements and understandings.
16. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: support@fiduciaryhunter.com
Website: www.fiduciaryhunter.com